Star Microinsurance, Ghana Post pay claim to accident victim at Mampong

BY: Samuel K. Obour

Awura Adwoa Apau (left) presenting the cheque to Francis Kwabena Akyea. Those with them are Reuben Dey, Claim Officer at Star Microinsurance (left) and Salome Takyi Arjarquah, Ghana Post Marketing Officer look on.Ghana Post in collaboration anc Star Microinsurance Company have paid their first claim to a client of their Abusua Nkyemfa Policy in Mampong in the Ashanti Region.

Mr Francis Kwabena Akyea, a resident of the Mampong District, was recently involved in an accident which caused him to be hospitalised for nine days.

Hospitalisation and the cost involved usually have a negative impact on the lives of low income earners, making them spend the little savings they have.

With the Star micro Abusua Nkyemfa Policy, clients are able to have access to microinsurance products which cater for their needs in exchange for very little premiums.

The product provides cover for the principal assured and seven other family members against perils such as death and hospitalisation. These products can be purchased at any post office outlet throughout the country which makes it easily accessible to  a person in the informal sector who feels underserved by the mainstream insurance products.

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Prior to Mr Akyea’s accident, he had signed onto the Abusua Nkyemfa Policy at the Mampong Post Office. It was during the period of his hospitalisation that he contacted Star Microinsurance to find out if his current situation qualified him for a claim. It was realised that not only did Mr Akyea qualify for a claim, but he was actually a customer in good standing, thus he was given an amount of money to help cater for the cost of hospitalisation.

This cheque was presented to him by Ms Awura Adwoa Apau, Project officer of the Star Microinsurance, and Mrs Salome Takyi Arjarquah, Marketing officer, Ghana Post, at his residence in Mampong.

According to Ms Awura Adwoa Apau, the Project Officer for the Abusua Nkyemfa, “these microinsurance policies are designed to specifically cater for the needs of their target market. It will be very beneficial if these people enrol onto the policies to protect themselves against the unknown  ”.