Insurance, an essential lifeline for all
“The grace of God is like insurance. It will help you in your time of need without any limit.”
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This is one of the touching quotes by an Indian guru, Sri Sathya Sai Baba which succinctly explains how insurance is essential for mankind in times of trouble.
For religious people like myself, a higher being is our dependable lifeline in any situation.
However, my strong belief does not limit my faith in insurance as an essential lifeline.
Permit me to tell you more from the perspective of a Christian working in insurance.
Lifeline
Insurance is the only thing that promises and gives sure support outside the promise of God when the unexpected happens.
While it does not promise a restoration of life when it is lost, it does promise benefits to surviving children or family, support to the life when saved, and recovery of properties when lost.
I believe that buying insurance cover for yourself, family, business, and private properties is not the absence of faith in God but rather an exhibition of the wisdom that the Almighty God provides generously to all.
The frailty of mankind necessitates the importance of making life decisions such as taking an insurance cover to cushion against the happening that land in a state of devastation.
Family and friends may provide some form of support when the unforeseen happens, but for how long could that sustain the situation.
Insurance is the only thing that promises the extent of support to give when the unforeseen happens or when disasters strike, hence the surety to hang our hopes on for the needed peace of mind.
Areas for insurance
Life is full of risks and uncertainties. Hence, it would be best if an individual secure insurance for him or herself and loved ones against death, critical illness, permanent or temporary disability and loss of property through fires, floods, burglary, and collapse.
Business owner
The dream of most business owners is to see their investments do well. The main aim of any business is to be profitable as it grows.
When an unfortunate incident happens, the future of the company gets shaken. Events such as fire outbreaks, floods and building collapse could affect business growth.
An individual could also lose his or her business due to professional negligence leading to a lawsuit, liability, burglary, accidents leading to loss of life of an employee(s) or disablement.
These losses can affect the owners' finances, leaving them with debts. Insurance is vital because it helps you get back to where you were before the incident.
Insurance policy types
There are numerous insurance policies in the life and non-Life insurance space for personal and commercial purposes.
They cover all insurance needs, be it life, funeral, education, motor, travel, fire, burglary, marine, workers compensation, professional indemnity, contractors all risks, and engineering risks.
To find out what type of insurance package you need, speak to an expert today for the right cover for yourself or your business.
Remember, insurance is an essential lifeline like a life jacket worn while on a ship; you may need it for that support one day when the unexpected happens.
Get insured irrespective of your faith and the slight discomfort it may give you through premium payments because life is full of risks and uncertainties.
The writer is a Relationship Manager at Hollard Insurance