Opportunity International Savings and Loans Limited (OISL) is a leading savings and loans institution licensed by the Bank of Ghana in June 2004.
The Institution operates across 10 out of the 16 regions of the country with 17 years of advancing financial inclusion and bringing clients at the base of the pyramid into the mainstream financial services using innovative range of products and approaches.
Opportunity International Savings and Loans Limited is a subsidiary of Opportunity International – A global institution dedicated to helping clients transform out of poverty.
It operates in 23 countries across the globe serving nearly 10 million clients with micro loans, savings, micro insurance and non-financial services.
The global office is based in Chicago, USA.
Since its inception, OISL has focused its key activities on the marginalised, the underbanked and unbanked and those who are excluded from mainstream financial services.
OISL provides sound ﬁnancial education and support to clients while promoting a savings culture by oﬀering innovative deposit products.
It assists micro, small and medium size businesses, which form the backbone of most developing economies and helps them to thrive.
As of September 2021, the institution had 599,461 clients. Loan portfolio was GH¢174.7 million and client deposit balances were GH¢ 239.4 million.
With a total asset of GH¢ 357.4 million, Opportunity International is one of the biggest savings and loans companies in the country.
Over the last three years, the institution has scooped 30 prestigious awards including CIMG Savings and Loans Company of the Year 2019 and 2020 and Savings and Loans Company of the Year 2018, 2019 and 2020 from the Ghana Business Awards.
The company attributes its achievements to its embedded values coupled with the highly trained, committed and skilled employees.
It makes signiﬁcant investment in the training and professional development of its staff.
Additionally, the institution provides a friendly and an enabling environment for its staﬀ to thrive and achieve both personal and institutional goals.
We derive our sustainable competitive advantage through our quality staﬀ and an excellent institutional culture which has been built based on our value proposition.
Opportunity International has been able to maximise operational eﬃciencies with an expansive national branch network comprising 39 brick and mortar outlets, four mobile Vans, 19 Automated Teller Machines (ATMs) and several Point of Sale (POS) devices located across 10 out of the 16 regions.